Information in this website does not take into account your circumstances or the investment objectives, financial situation or particular needs of any particular person. You should consider (with or without the advice or assistance of an adviser) the current product disclosure statement ("PDS") and the relevant Syndicate Supplemental Product Disclosure Statement ("Syndicate SPDS") issued by Baccus Investments Limited before making an investment decision. Use of this website is subject to the Website Terms of Use.

Website Terms of Use

Baccus Investments Limited ABN 87 095 832 072 (in these terms of use and in this website called Baccus Investments Limited, we or us) is the owner of this domain and the owner and operator of this website. Your use of this website is subject to these terms of use. Baccus Investments Limited holds an Australian Financial Services Licence no. 220647. Access to this website is subject to these terms and conditions.

No Personal Financial Advice

The information on this website is selective and may not be complete or accurate for you or your clients' particular purposes. The information on this website should not be construed as a recommendation to invest, hold or dispose of a particular investment that we offer. It is general in nature and does not take into account your personal circumstances, financial needs or objectives.

Before acting on any information, you should consider the appropriateness of the information and the relevant Mortgage Investment having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the current product disclosure statement and the relevant Syndicate Supplemental Product Disclosure Statement prior to acquiring a financial product.

Product Disclosure Statement & Syndicate SPDSs

You should read the current Product Disclosure Statement (PDS) (available in this website) for the Kremnizer Mortgage Fund and the Syndicate Supplemental Product Disclosure Statement relevant to the Mortgage Investments Syndicate SPDS (Syndicate SPDS) (available from Baccus Investments Limited) before making any decision to invest or continue to hold that product. If you do decide to invest or continue to hold an investment, you should download and save a complete copy of the PDS. If you would like a paper copy of the PDS or the relevant Syndicate SPDS, please contact us and we will send you a copy free of charge.

Investments and Performance Not Guaranteed

Interests in the Fund and in a Mortgage Investment are issued on the basis that we do not, and nor does any of our directors, officers or employees, guarantee the performance of any investment in the Fund or a particular Mortgage Investment or promise any repayment of capital invested in or payment of any income from the Fund or a Mortgage Investment.

Investments in the Fund and in a Mortgage Investment are equity investments in a registered managed investment scheme. They are not equivalent to bank deposits.

Any performance figures that may be quoted on this website are past performance.
Past performance is not indicative of future performance. Any percentage returns are given net of management fees unless otherwise stated.

Availability of Financial Products

Financial products referred to in this website are available in Australia only and are not available in circumstances where provision of that product would breach any Australian or foreign law. It is the responsibility of the applicant for any financial product to ensure that the making of any such application or the acquisition or holding of any such financial product does not offend any law to which that person is subject.

Copyright and Trademarks

The contents of this site are copyright. No reproduction is permitted without the written consent of the copyright owner. Certain names, logos and other marks used in this website (whether or not identified by use of the expressions "®" or "TM") are trade-marks or other intellectual property of Baccus Investments Limited or other owners. No reproduction or other use is permitted without the written consent of the owner of that intellectual property right.

Use of Information

Information in this website is for private use only and must not be reproduced or otherwise used for any business or commercial purpose without Baccus Investment's express written consent.

Third Party Content

We do not warrant, endorse or make any representation concerning the completeness or accuracy of information on this site provided by third parties (including advertisers) or concerning any information on websites to which this website provides a link.

Availability of Website

We make no representation as to the continued availability of this website either generally or to any specific person, group or location. We may cease to make this website available at any time and from time to time without notice. We may also prevent any person or persons from accessing this website, on a temporary or permanent basis without giving any reason for doing so.

Disclaimer of Liability

Every effort has been made to offer the most current, correct and clearly expressed information possible within this site. Nonetheless, inadvertent errors can occur and applicable laws, rules and regulations may change.

This website was prepared in good faith and as far as permitted by law, Baccus Investments Limited excludes all liability to any person arising directly or indirectly out of the use of or reference to information, data, computer programs or computer files or other materials in this website, and accepts no liability or responsibility for any loss or damage arising in connection with access to this website, howsoever arising.

In particular, we do not accept liability arising in connection with:

  • any errors or omissions
  • information being out of date
  • information being unsuited to your situation
  • access to the website being unavailable
  • viruses and any damage to your equipment or data as a result of accessing or downloading information
    from the website
  • any information, website or link created by a third party

to the extent permitted by law.

No warranty is given in relation to the accuracy, timeliness, completeness or reliability of any information. Users should not act or fail to act on the basis of information contained herein.
In the event that liability cannot by law, be excluded, the liability of Baccus Investments will be limited to replacing the defective material.

Linking to this Web site

Please contact us if you would like to place a link to any part of this website.

Variations to these Terms

We may at any time and without notice, vary or replace the terms and conditions of accessing this website at any time by posting an amended version of this web page. You agree to be bound by any amended terms and conditions of use and acknowledge that we do not have any obligation to notify you of any changes.

The law of New South Wales governs these terms and conditions of use and you agree to the non-exclusive jurisdiction of the courts of that State.

Privacy Policy

Baccus Investments Limited operates this website subject to its Privacy Policy.
Our Privacy Policy can be viewed and downloaded below.


Contact Us

Have questions? We’d love to hear from you. Please fill in our contact form. Or you can contact us directly

Phone: (02) 9327 7911 Fax: (02) 9327 6830 Email: admin@baccus.com.au
Address: GPO Box 191 Double Bay NSW 1360

Keeping You Informed

Baccus Investments Limited is committed to full disclosure and provides you with the information on the following items: